美國全國地產(chǎn)經(jīng)紀(jì)商協(xié)會稱，2023年僅賣出了409萬套房屋，這是自1995年以來的最低水平。與此同時，供應(yīng)緊張導(dǎo)致房價進(jìn)一步上漲，自2009年以來美國房價漲幅已超過40%。

Home sales in the US sank to the lowest in nearly 30 years, as a sharp rise in interest rates increased costs for buyers and persuaded many potential sellers with lower rates to stay put.

由于美國房貸利率大幅上漲增加了潛在買房者的購房成本，也勸退了很多以低息貸款購房的潛在賣房者，美國二手房銷量降到了近30年來的最低點。

Just 4.09 million homes were purchased, the fewest since 1995, as tight supply pushed prices to a new record, the National Association of Realtors said.

美國全國地產(chǎn)經(jīng)紀(jì)商協(xié)會稱，2023年僅賣出了409萬套房屋，這是自1995年以來的最低水平。與此同時，供應(yīng)緊張進(jìn)一步推高房價，導(dǎo)致房價紀(jì)錄被刷新。

The organisation said it expected the market to improve in 2024. But it warned that affordability would remain an issue.

美國全國地產(chǎn)經(jīng)紀(jì)商協(xié)會稱，2024年市場有望改善，但是協(xié)會也警告稱，房價過高仍將是一個棘手的問題。

The median sale price in 2023 climbed 1% over the year, to $389,800, according to the NAR.

協(xié)會稱，2023年美國二手房中位價格上漲了1%，達(dá)到了389800美元。

The median price has jumped more than 40% since 2019, after a surge in prices during the pandemic.

自2019年疫情暴發(fā)以來，美國房價大幅攀升，二手房中位價格漲幅已經(jīng)超過40%。

Lawrence Yun, economist at the NAR, said the recent price rises were "unsustainable" and that boosting supply to create a path towards homeownership for renters was "essential".

美國全國地產(chǎn)經(jīng)紀(jì)商協(xié)會經(jīng)濟(jì)學(xué)家勞倫斯·尹表示，近期房價上漲的趨勢是“不可持續(xù)的”，加大供應(yīng)量從而讓租戶有機(jī)會擁有自己的住房“非常重要”。

The housing market in the US has slowed abruptly since 2022, when the Federal Reserve started raising interest rates in a bid to curb inflation.

美國房地產(chǎn)市場自2022年以來突然降溫，當(dāng)時美聯(lián)儲開始提高房貸利率來抑制通貨膨脹。

Last year, US mortgage rates, which are typically fixed for a 30-year period, shot above 7% for the first time in decades. The moves ended a buying frenzy that had erupted during the pandemic.

去年，美國（30年）房貸利率一下子突破了7%，創(chuàng)下了幾十年來的最高紀(jì)錄。在疫情期間掀起的購房熱潮就此畫上了句號。

It has also created a stark divide between would-be buyers and existing homeowners, many of whom have loans with rates below 4% and would face sharply higher costs to move.

房貸利率飆升還在潛在購房者和現(xiàn)有房主之間形成了一道分水嶺，很多以不到4%的貸款利率購得房屋的人如果要搬走將面臨高得多的置換成本。

Mr Yun said he thought that December would mark the bottom of the market, noting that mortgage rates have dropped back in recent months, falling to 6.6% this week, the lowest level since May.

尹先生認(rèn)為，12月應(yīng)該是美國房地產(chǎn)市場的最低谷，他指出近幾個月房貸利率已經(jīng)回落，本周降至6.6%，這是自去年5月以來的最低水平。

The declines come as investors bet the central bank will start reversing course and cut rates later this year.

投資者預(yù)測美聯(lián)儲將開始轉(zhuǎn)變政策方向，今年晚些時候?qū)抡{(diào)房貸利率。

But Nancy Vanden Houten, lead US economist for Oxford Economics, said while that may help demand, rates are likely to remain above 6% - not enough to bring a substantial number of sellers into the market.

但是牛津經(jīng)濟(jì)研究院首席美國經(jīng)濟(jì)學(xué)家南希·范登·霍滕表示，房貸利率下調(diào)也許有助于提升購房需求，但是貸款利率很可能將保持在6%以上，不足以讓大量賣房者入市。

英文來源：BBC

翻譯&編輯：丹妮